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Hail, wind and ice on Twin Cities roofs

Hail & Wind Damage Roofs in Minneapolis, MN

Hail and strong wind reach roofs in Minneapolis, MN more often than many owners expect. Here's what storm damage looks like, what to photograph and where Minnesota law draws lines on claims. You can request an estimate from one independent local roofer, who can document any damage and price the work.

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What Hail Does to a Roof

National Weather Service Twin Cities records show a steady run of metro storms. On June 11, 2017, wind damage reached Minneapolis near Lake Nokomis. On August 5, 2019, "2 to 3 inch hail fell from Maple Grove to Forest Lake."

On July 31, 2024, hail up to 1.25 inches fell just west of the city near St. Louis Park. Gusts of 60 to 70 mph crossed the metro on July 28, 2025, and on June 19, 2026 a supercell dropped hail on northern St. Paul and Woodbury. Hail can bruise shingles and dent metal; wind lifts tabs. A storm on your block doesn't prove your roof was hit.

Hailstones scattered across dark gray shingles and the lawn after a summer storm

What Gets Done

  • A close look after hail. Bruised or cracked shingles, bare granule spots and dented metal, recorded in photos and writing.
  • Wind repairs. Lifted, creased or missing shingles, torn ridge caps and loose flashing.
  • Limb strikes. Once a branch is cleared, the roofer checks the decking for punctures.
  • Ice-dam leaks. Warm attic air can melt roof snow that freezes again at the eaves and backs water under shingles.
  • Replacement when needed. Widespread damage may mean a new roof, with the usual permit and 24-inch ice barrier.

How Storm Damage Roof Replacement Is Priced

Storm work is priced like any roof: by area, material, pitch and layers removed. Claim or no claim, the estimate should list the same items. Minnesota averages, tear-off included:

Cost rowFigureSource (year)
Minnesota 3-tab shingles, per sq ftabout $6.40RoofObservations, 2026
Minnesota architectural shingles, per sq ftabout $7.00RoofObservations, 2026
Minnesota premium shingles, per sq ftabout $8.70RoofObservations, 2026
Minnesota exposed-fastener metal, per sq ftabout $9.40RoofObservations, 2026
Minnesota standing-seam metal, per sq ftabout $14.55RoofObservations, 2026

The cost guide and calculator go further.

Step by Step

  1. Stay on the ground. Look from the yard or a window and take dated photos (see the list below).
  2. Request an estimate. One independent local roofer inspects and can document damage in a written estimate. Many do this at no charge; ask the roofer.
  3. Decide on a claim. That choice is yours and your insurer's.
  4. Check the roofer. Search its name on DLI's license lookup at dli.mn.gov. DLI warns that an "IR" number is only a registration, which isn't a license.
  5. Permit and work. The roofer pulls the city permit before starting.
A large fallen tree limb lying across the shingle roof of a suburban house

How This Service Helps

This free referral service gives you one calm route to a roofer. It doesn't inspect roofs, write bids or touch claims; it hands your request to one independent local roofer. The roofing company pays this site per referral, and you never pay or receive anything.

What Your Insurer Will Ask For

A roofer can inspect, photograph and describe the damage and repair cost in a written estimate. Filing, coverage and settlement are matters for you and your insurance company, or for a licensed public adjuster or attorney you bring in yourself. Your own photos help:

  • Date and time. When the storm passed your street.
  • Gutters and downspouts. Dents, and granules washed out at the bottom.
  • Siding and screens. Cracks, spatter marks and tears on the storm side.
  • Hailstones. Photographed beside a coin or ruler.
  • Inside. Ceiling stains or damp attic insulation, dated.

Minnesota law limits residential contractors on insurance jobs:

  • No deductible deals. Paying, waiving or rebating your deductible is against Minnesota law.
  • No payment to you. A contractor may not pay or reward you for an inspection, a claim or a referral.
  • No claim negotiation. Without a public adjuster license, a contractor can't explain your coverage or bargain over your claim.

If your roofing contract hinges on a claim the insurer denies, you can cancel within 72 hours of the denial notice. For a sale made at your home, you get three business days. See the Minnesota roofing rules.

Hail piled in a metal gutter along a shingle roof edge after a storm

Questions Homeowners Ask

Should I file a claim after every hailstorm?

That's your call. A roofer's written estimate shows what the repair would cost, which you can weigh against your deductible and any claims you've filed before. Questions about what your policy covers belong with your agent or insurer, not the roofer.

A roofer offered to cover my deductible. Is that allowed?

No. A residential contractor paying, waiving or rebating your deductible is against Minnesota law, and so is paying you for an inspection or a claim. Treat the offer as a reason to look elsewhere. Complaints can go to the Department of Labor and Industry.

Do storm repairs in Minneapolis need a permit?

The City requires a permit for re-roofing, except small repairs using under one bundle of shingles. Call 311, or 612-673-3000 from outside the city. Suburbs such as Blaine, MN or Burnsville, MN run their own permit offices with their own rules. Either way, the roofer should pull it.

Hail hit my neighborhood. Is my roof damaged?

Not necessarily. Hail falls unevenly, and roofs of different ages hold up differently. Check gutters, vents and siding from the ground, take dated photos, and have a roofer look closely if you see signs. Only a close inspection settles it.

Other Ways to Fix a Roof

Light damage may only need roof repair. Otherwise, see full roof replacement, impact-rated shingle roofs or metal roofs, or take the repair-or-replace quiz.

Take the Repair-or-Replace Quiz

Check for Hail Damage

The check is the roofer's job, not this site's. Send a request and one independent local roofer can look over your roof and put its findings in a written estimate. Or call (612) 555-0177.

Request an Estimate

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